30Y FIXED7.32% -0.0815Y FIXED6.68% -0.03PRIME7.00% 0.00FED FUNDS3.88% 0.00SOFR3.90% +0.021M UST4.11% +0.023M UST4.22% -0.036M UST4.29% -0.061Y UST4.41% -0.112Y UST4.65% -0.163Y UST4.72% -0.175Y UST4.78% -0.177Y UST4.86% -0.1710Y UST4.96% -0.1720Y UST5.32% -0.1530Y UST5.29% -0.1310Y-2Y0.31% 0.0010Y-3M0.78% +0.0410Y BREAKEVEN2.34% +0.025Y BREAKEVEN2.48% +0.035Y5Y FWD2.20% +0.01Rates via FRED® · Federal Reserve Bank of St. Louis
Sunday, October 25, 2026 East Bay market coverage, updated daily Rates Archive RSS

The East Bay Property Journal

East Bay Real Estate News & Market Data

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The East Bay Property Journal — East Bay Real Estate News & Market Data

Should You Repair Your Home Before Selling in the Tri-Valley—or Sell As-Is?

Should You Repair Your Home Before Selling in the Tri-Valley—or Sell As-Is?

Should you repair your home before selling in San Ramon, Danville, Dublin, Pleasanton, or Livermore, or list it as-is? Learn how to evaluate repair costs, buyer expectations, property disclosures, and negotiation options to develop a selling strategy that fits your home's condition and your financial goals.

By Waleed "Walter" Akbar · Oct 23, 2026

Mortgage Rates & Markets

Rate Coverage →

30-Yr Fixed Mortgage

7.32%

-0.08

Weekly avg · Freddie Mac PMMS · As of Oct 22, 2026 · 12-month trend

15-Yr Fixed Mortgage

6.68%

-0.03

Weekly avg · Freddie Mac PMMS · As of Oct 22, 2026 · 12-month trend

10-Yr Treasury Yield

4.96%

-0.17

Daily · U.S. Treasury · As of Oct 22, 2026 · 12-month trend

San Ramon

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Should You Repair Your Home Before Selling in the Tri-Valley—or Sell As-Is?

Should You Repair Your Home Before Selling in the Tri-Valley—or Sell As-Is?

Should you repair your home before selling in San Ramon, Danville, Dublin, Pleasanton, or Livermore, or list it as-is? Learn how to evaluate repair costs, buyer expectations, property disclosures, and negotiation options to develop a selling strategy that fits your home's condition and your financial goals.

By Waleed "Walter" Akbar · Oct 23, 2026
Buying a San Ramon Townhome? Check These HOA and Loan Issues First

Buying a San Ramon Townhome? Check These HOA and Loan Issues First

Buying a townhome in San Ramon? Before making an offer, review the HOA's financial reserves, special assessments, insurance coverage, maintenance responsibilities, and potential mortgage eligibility issues. Learn which documents to request, what questions to ask your lender, and how to evaluate the full cost of ownership before committing to a property.

By Waleed "Walter" Akbar · Oct 23, 2026

Tri-Valley

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Should You Sell Your Current Home Before Buying in the Tri-Valley?

Should You Sell Your Current Home Before Buying in the Tri-Valley?

Planning to sell your current home and buy another in the Tri-Valley? Compare selling first, buying first, and coordinating both transactions. Learn how home equity, mortgage qualification, contingencies, closing dates, and temporary housing can affect your move before you commit to either property.

By Waleed "Walter" Akbar · Oct 14, 2026
Selling Your East Bay Home: How to Calculate Your Net Proceeds

Selling Your East Bay Home: How to Calculate Your Net Proceeds

Planning to sell a home in San Ramon, Danville, Dublin, Pleasanton, or Livermore? Learn how to estimate your net proceeds after mortgage payoff, transaction expenses, negotiated credits, and potential taxes. This practical guide explains what sellers should calculate before choosing an asking price or accepting an offer.

By Waleed "Walter" Akbar · Oct 9, 2026
Buying a Home in the Tri-Valley? Check Insurance Before Closing

Buying a Home in the Tri-Valley? Check Insurance Before Closing

Buying a home involves more than the mortgage payment. Tri-Valley buyers should investigate homeowners insurance early, compare quotes and coverage, understand deductibles, and ask about wildfire-related restrictions or alternative policies before their transaction gets too far along.

By Waleed "Walter" Akbar · Sep 17, 2026

Danville

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How to Price Your Danville Home to Attract Serious Buyers

How to Price Your Danville Home to Attract Serious Buyers

Pricing your Danville home correctly can influence buyer interest, days on market, and your negotiating position. Learn how comparable sales, neighborhood differences, property condition, competing listings, and buyer demand work together to shape a realistic asking price and a more effective home-selling strategy.

By Waleed "Walter" Akbar · Oct 12, 2026
Selling Your Danville Home With a Pool? Prepare These Records Before Listing

Selling Your Danville Home With a Pool? Prepare These Records Before Listing

Selling a Danville home with a swimming pool? Prepare maintenance records, equipment information, permits, safety-feature details, and repair history before buyers begin asking questions. This guide explains how to organize available documents, investigate missing records, and plan for pool-related questions during marketing and escrow.

By Waleed "Walter" Akbar · Aug 27, 2026
Selling a Home in Danville With Solar Panels? Prepare These Documents First

Selling a Home in Danville With Solar Panels? Prepare These Documents First

Selling a Danville home with solar panels? Your system’s ownership, financing, warranties, permits, and transfer requirements can affect the sale. Learn which documents to gather early, how to prepare for buyer questions, and how to address a solar lease, power purchase agreement, or outstanding loan before closing.

By Waleed "Walter" Akbar · Aug 26, 2026

Pleasanton

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Pleasanton vs. Livermore: Which Is Better for Buying a Home in 2026?

Pleasanton vs. Livermore: Which Is Better for Buying a Home in 2026?

Quick Answer: Pleasanton or Livermore? As of October 2, 2026, Pleasanton is the higher-priced market, while Livermore offers a lower entry point and faster sales. Both remain competitive. Pleasanton fits buyers prioritizing established neighborhoods, schools, and downtown amenities; Livermore appeals to buyers seeking more value, wine-country lifestyle, larger properties, and housing choices within the Tri-Valley. September 2026 Realtor.com data shows: Market Pleasanton Livermore Median sold price $1,400,000 $1,015,000 Median listing price $1,485,000 $1,089,000 Active listings 175 267 Median days on market 34 32 Price per sq. ft. $748 $646 Year-over-year median sold price -15.71% -9.21% Year-over-year active listings -8.33% +16.88% The headline is simple: Pleasanton costs more. Livermore gives buyers more price flexibility. But the decision is much more nuanced than price.

By Waleed "Walter" Akbar · Oct 2, 2026
San Ramon vs. Pleasanton: Which Is Better for Buying a Home in 2026?

San Ramon vs. Pleasanton: Which Is Better for Buying a Home in 2026?

San Ramon generally suits buyers seeking newer planned communities, Bishop Ranch access, modern amenities and stronger recent price momentum. Pleasanton appeals to buyers prioritizing established neighborhoods, downtown character, mature landscaping and long-standing community amenities. Both remain competitive, so the best choice comes down to property-level value, lifestyle, schools, financing, and resale potential. For a buyer comparing the two cities in 2026, the biggest mistake is looking only at the citywide median.

By Waleed "Walter" Akbar · Sep 25, 2026
East Bay Home Selling Strategy in 2026: How to Price, Prepare, and Sell for the Best Possible Outcome

East Bay Home Selling Strategy in 2026: How to Price, Prepare, and Sell for the Best Possible Outcome

East Bay homeowners can improve their selling strategy by studying comparable sales, preparing the property carefully, choosing a realistic asking price, and presenting the home professionally. Sellers should evaluate neighborhood competition, buyer expectations, transaction costs, and timing before listing. A customized plan is more useful than relying on citywide averages.

By Waleed "Walter" Akbar · Sep 21, 2026
Should You Sell First or Buy First in the East Bay in 2026? A Homeowner’s Guide

Should You Sell First or Buy First in the East Bay in 2026? A Homeowner’s Guide

Most East Bay homeowners should compare selling first with buying first by evaluating available equity, financing capacity, market conditions, and moving deadlines. Selling first can reduce financial uncertainty, while buying first may provide greater control over the next home's selection. A coordinated transaction plan helps homeowners understand costs before committing. The right strategy depends on whether you need proceeds from your current home to fund the next purchase, how comfortably you can carry two properties, and how quickly suitable homes become available in your target neighborhood.

By Waleed "Walter" Akbar · Sep 18, 2026

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Dublin, CA Below-Market-Rate Homes: What Buyers Need to Know in October 2026

Dublin, CA Below-Market-Rate Homes: What Buyers Need to Know in October 2026

Dublin, California, has below-market-rate homeownership opportunities for eligible buyers in October 2026. Learn about the newly announced Dublin Centre townhomes, income limits, application deadlines, financing preparation, and important restrictions to understand before pursuing an affordable home purchase.

By Waleed "Walter" Akbar · Oct 22, 2026
East Bay Real Estate Fall 2026: What Buyers and Sellers Should Know Before Year-End

East Bay Real Estate Fall 2026: What Buyers and Sellers Should Know Before Year-End

The East Bay housing market is entering the final months of 2026 with a mix of resilient home prices and softer sales activity. Learn what September's California housing data means for buyers and sellers in San Ramon, Danville, Dublin, Pleasanton, Livermore, Walnut Creek, and Alamo—and how to prepare for a year-end transaction.

By Waleed "Walter" Akbar · Oct 21, 2026
How Much Does It Cost to Sell a Home in the Tri-Valley?

How Much Does It Cost to Sell a Home in the Tri-Valley?

Planning to sell a home in San Ramon, Danville, Dublin, Pleasanton, or Livermore? Learn which expenses can affect your proceeds, from mortgage payoff and escrow charges to transfer taxes, preparation costs, and negotiated credits. A property-specific estimate can help you plan your next move with fewer surprises.

By Waleed "Walter" Akbar · Oct 13, 2026
San Ramon vs. Danville: Which Is Better for Buying a Home in 2026?

San Ramon vs. Danville: Which Is Better for Buying a Home in 2026?

San Ramon vs. Danville in 2026: Compare home prices, neighborhoods, schools, lifestyle, new construction, and value to determine which Tri-Valley city is right for you. San Ramon and Danville are two of the most desirable communities in the Tri-Valley, but they offer distinctly different real estate experiences. San Ramon stands out for newer construction, planned communities, Bishop Ranch, and a wider range of housing options, while Danville is known for luxury homes, larger lots, established neighborhoods, and its charming downtown. In 2026, Danville generally commands higher home prices, while San Ramon can offer buyers more choices at comparable budgets. The right choice ultimately comes down to lifestyle, budget, schools, commute, neighborhood preferences, and long-term goals.

By Waleed "Walter" Akbar · Oct 7, 2026
Give me another blog using the following prompt. The information in the blog should be as of Oct. 6, 2026

Give me another blog using the following prompt. The information in the blog should be as of Oct. 6, 2026

As of October 6, 2026, San Ramon remains a competitive but selective housing market. Prices are holding above last year, homes generally sell within weeks, and buyers face elevated mortgage rates. The strongest opportunities are properties with realistic pricing, motivated sellers, longer market exposure, or negotiable terms and credits today. The latest September 2026 data from Realtor.com shows San Ramon with: $1,597,500 median sold price $1,349,000 median listing price 195 active listings 37 median days on market $683 median price per square foot 14.11% year-over-year increase in median sold price 3.29% year-over-year increase in active listings That combination is important. San Ramon is not experiencing a broad collapse in home values, but buyers have more opportunities to negotiate than they had during the most aggressive periods of the market. At the same time, sellers cannot assume that simply putting a home on the market will generate multiple offers.

By Waleed "Walter" Akbar · Oct 6, 2026
Dublin, CA Real Estate 2026: Is Dublin Still a Good Place to Buy a Home?

Dublin, CA Real Estate 2026: Is Dublin Still a Good Place to Buy a Home?

Quick Answer: IIs Dublin a Good Place to Buy a Home in 2026? As of October 5, 2026, Dublin remains an attractive Tri-Valley market for buyers seeking newer homes, strong amenities, transit access, and broad housing choices. Prices have softened modestly year over year, while inventory has increased, creating more negotiating opportunities without turning Dublin into a distressed or deeply discounted housing market. Dublin is particularly interesting right now because buyers have more selection than they did a year ago, while the city continues to experience substantial residential and commercial development. September 2026 Realtor.com data shows: $1,188,500 median sold price $1,180,000 median listing price 244 active listings 31 median days on market $633 median price per square foot 0.96% year-over-year decline in median sold price 30.77% year-over-year increase in active listings (Realtor.com) That combination makes Dublin particularly relevant for buyers who want to negotiate rather than compete blindly.

By Waleed "Walter" Akbar · Oct 5, 2026

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